Accident Insurance In Texas

PIP is no-fault coverage. Unlike the other driver’s insurance which you can be compensated from on an at-fault basis, PIP is paid simply for meeting certain eligibility criteria. It’s designed to kick in when you’ve been hurt and incurred medical bills and/or lost wages as a result of a car accident. It’s insurance that is supposed to pay these damages regardless of who’s at fault for the accident. In other words, even before the results come out in a police report—much less after a trial—your insurance company should pay you money. This can be a huge help while your case is ongoing.

When you’ve been in an accident, you’re probably aware that the other driver SHOULD have insurance. Further, even if they don’t have sufficient coverage, you likely have underinsured or uninsured motorist coverage for yourself and your family. But here are a couple secrets: